Protect your landlords from a loss of income by providing comprehensive cover. Our Rent Protection Insurance protects the landlord’s rent for up to 15 months.
Canopy makes renting easier, faster and fairer for agents, with not one magic wand in sight.
With Canopy, you can handpick the very best tenants, and cover yourself if things ever go wrong. It’s your property, so rent it on your terms.
Once they’ve opted-in, Open Banking allows the tenant to verify their income and rent payments in a matter of seconds. If they’d prefer not to opt-in, that’s okay – we can verify their income manually.
Yes, we do. Your tenant will need to provide their income details along with supporting evidence. This could include: an entitlement/award letter or their three most recent fully itemised bank statements. For Universal Credit, we also accept the latest three months’ pay statements.
Yes. As Canopy’s searches aren’t visible to other companies, they won’t impact a renter’s credit score––no matter how many times they check their credit with us.
We aim to get a full reference back to you within 12 hours, but this depends on how quickly we get a response from the renter’s employer and previous landlord. To speed things up, we’ll send them automated reminders––and you’ll always be kept in the loop with real-time updates, too.
As soon as their RentPassport is complete, we’ll let you know. While you’re waiting, you can log into your Canopy account and see the latest screening status, meaning you can make informed decisions at any point of the process.
You’ll be able to see up to 12 months’ worth of salary and rent payments. We share only the relevant data so you don’t have to trawl through someone’s bank statement. See example report
We don’t have legacy systems. Instead, we’ve built our service using the very latest technology, which allows us to digitalise many parts of the process. That keeps costs and waiting times down for everyone. Win-win.
No. We’re confident in our service, so we won’t tie you down to a contract. As long as you agree with our T&Cs, we can have you set up in minutes, at no cost to you.
There are no monthly subscriptions or setup costs. We keep it simple: your first 30 days completely free and after that you only pay £5+VAT for each full reference you do.
We have an open API so you can plug into any CRM software of your choosing. Get in touch and we’ll happily tell you more about the CRMs we are already integrated with.
Yes, we can perform both instant and full referencing on students. We accept Scholarship, Bursary and Sponsorship (see our referencing criteria here).
Guarantors must:
Yes, we can check the authenticity of documents from 191 countries using facial likeness verification. We also take away any GDPR headaches by storing these documents securely for you. However, it is a government requirement that a face to face check is performed on the renter’s ID by the agent/landlord in person.
We perform credit checks on all tenants, but if they’ve not lived in the UK for more than 3 years, it might be difficult to find a credit file with sufficient data for us to verify with confidence.
The tenant must earn at least 30 times the monthly rent.